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Foreword Chapter ¢ñ Loans for the Poor--A Worldwide Problem ¢ñ. 1 Four Lows of Poor Households ¢ñ. 2 Four Worries of Financial Institutions ¢ñ. 3 Four Difficulties of Government Departments Chapter ¢ò Innovation of Poverty Alleviation Microcredit Products ¢ò. 1 Policy Design ¢ò. 2 Implementation ¢ò. 3 Preliminary Achievement Chapter ¢ó Solve the Problem of Obtaining the Loans ¢ó. 1 Removing Threshold by Government Credit Enhancement ¢ó. 2 Setting the Loan Limit by Credit Rating ¢ó. 3 Improving Service by Departments Collaboration Chapter ¢ô Solve the Problem of Making Good Use ¢ô. 1 Defining the Purpose of the Loan ¢ô. 2 Standardizing the Usage of the Loan ¢ô. 3 Improving the Use Efficiency of the Loan Chapter ¢õ Solve the Problem of Repaying ¢õ. 1 Based on Regulation and Monitoring ¢õ. 2 Sticking to "Prevention First ¢õ. 3 Valuing Classified Handling Chapter ¢ö Typical Cases ¢ö. 1 Poverty Alleviation Microcredit Case of Anhui Province ¢ö. 2 Poverty Alleviation Microcredit Case of Yanchi County ¢ö. 3 Poverty Alleviation Microcredit Case of Baogou Village Chapter ¢÷ Innovation of Financial Poverty Alleviation System with Chinese Characteristics ¢÷. 1 Innovation of Financial Poverty Alleviation System ¢÷. 2 Innovation Highlighting Advantages of Chinese Characteristics ¢÷. 3 Consolidating and Deepening the Achievements of Institutional Innovation Appendix Operational Guidelines for Poverty Alleviation Microcredit Postscript Afterword